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Unlocking £239k in hidden value with our Product Transfer Plus

Unlocking £239K In Hidden Value With Our Product Transfer Plus Banner

A Multi-unit freehold made up of 9 self contained flats in Norfolk saw a significant uplift in value, increasing from £800,000 to £1.13 million since initial completion in 2020. This growth enabled the client to refinance their existing loan and borrow more, increasing it from £600,000 to £851,000 at 75% LTV.

Initially seeking an additional £63,000 through our PT Plus product, the client benefited from a free physical valuation report, which confirmed the enhanced rental income and property value. This increased the potential for additional borrowing by a further £176,000 (net of fees).

As the application involved additional borrowing and was submitted through a limited company structure, the only fees that were incurred were for Independent Legal Advice and Title Insurance. By having minimal fees and using our Product Transfer Plus, which offers a free physical valuation, the borrower was able to maximise their borrowing potential and expand their buy to let portfolio.

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Why Keystone

Additional borrowing of up to 80% LTV

HMOs & Multi-units up to 15 occupants/units

Individuals, Trading Ltd Co, SPVs & LLPs