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How we helped a Trading Limited Company purchase their first Holiday Let

Holiday Lets case study

A broker approached us on behalf of their client looking to purchase their first holiday let via a Trading Limited Company - an area in which we have extensive expertise across all our product offerings.

The property they were looking to purchase, in the Lake District, was fully furnished and available to be let for at least 210 days a year, the minimum letting requirement for this location.

Since the application was through a Trading Limited Company, the client needed to provide two years of positive trading figures whilst also meeting our criteria of a minimum income of £25,000 a year, plus ownership of at least one standard BTL or two or more holiday lets.

With all the essentials in place, we worked closely with the broker to secure a 5-year fixed rate product at 75% loan to value, giving the client the financial certainty to move ahead confidently with their holiday let purchase.

By choosing Keystone, the client will have access to our Product Transfer and Product Transfer Plus options, providing opportunities to unlock further borrowing and support the continued growth of their property portfolio.

Why Keystone

Minimum income of £25K per annum excluding the rental income from this holiday let property

Layered company structures, regardless of property type

Available to let for at least 210 days per 365 day period