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Standard Buy to Let Rates


 Cashback available on all products.

 

2 Year Fixed Rates

 

 

 

2% arrangement fee applies to all products which can be added to the loan or paid upfront | *Multipliers provided only show an indicative loan amount |
**Max loan amount £750k up to 75% LTV, £1m up to 70% LTV

 

 

3 Year Fixed Rates

 

 

2% arrangement fee applies to all products which can be added to the loan or paid upfront | *Multipliers provided only show an indicative loan amount | 
**Max loan amount £750k up to 75% LTV, £1m up to 70% LTV 

 

 

 

5 Year Fixed Rates

 


2% arrangement fee applies to all products which can be added to the loan or paid upfront | *Multipliers provided only show an indicative loan amount | 

**Max loan amount £750k up to 75% LTV, £1m up to 70% LTV

 

 

 

For all applications the following rental income calculations will apply:

Individual Applications Basic Rate Tax Band (125% @ 5.5%) or pay rate for 5 year fixed

Individual Applications Higher Rate Tax Band (145% @ 5.5%) or pay rate for 5 year fixed

Limited Company and Limited Liability Partnerships (125% @ 5.5%) or pay rate for 5 year fixed

 

 

 

 

 

 

As a last resort your client’s property may be repossessed if they do not keep up payments on their mortgage.