Green Product Range
For properties with an EPC rating of A-C, that are 5 years and older
Standard Buy to Let Rates
For standard buy to let properties
2 Year Fixed Rates
2% arrangement fee applies to all products which can be added to the loan or paid upfront | *Multipliers provided only show an indicative loan amount |
**Max loan amount £1m up to 75% LTV, £1.5m up to 70% LTV
5 Year Fixed Rates
2% arrangement fee applies to all products which can be added to the loan or paid upfront | *Multipliers provided only show an indicative loan amount |
**Max loan amount £1m up to 75% LTV, £1.5m up to 70% LTV
Specialist Buy to Let Rates
For HMOs & Multi-unit properties
2 Year Fixed Rates
2% arrangement fee applies to all products which can be added to the loan or paid upfront | *Multipliers provided only show an indicative loan amount |
**Max loan amount £1m up to 75% LTV, £1.5m up to 70% LTV
5 Year Fixed Rates
2% arrangement fee applies to all products which can be added to the loan or paid upfront | *Multipliers provided only show an indicative loan amount |
**Max loan amount £1m up to 75% LTV, £1.5m up to 70% LTV
For all applications the following rental income calculations will apply:
Individual Applications Basic Rate Tax Band (125% @ 5.5%) or pay rate for 5 year fixed
Individual Applications Higher Rate Tax Band (145% @ 5.5%) or pay rate for 5 year fixed
Limited Company and Limited Liability Partnerships (125% @ 5.5%) or pay rate for 5 year fixed
As a last resort your client’s property may be repossessed if they do not keep up payments on their mortgage
