As Head of Sales, Phil is responsible for the business managers and sales strategy. He also manages his own client-base, looking after brokers throughout the South. His extensive experience of buy to let is invaluable when assessing whether deals are a good fit with the Keystone products and criteria. Phil spends much of his time visiting brokers, so if you haven't yet met him, why not give him a call to arrange a meeting.

Moises supports brokers in the South East and London, helping them find solutions for their customers’ complex finance needs. With a wealth of experience from mainstream and specialist lenders, Moises will be able to assess cases quickly and efficiently to see if Keystone can help. Moises has worked in the Financial Services Industry for over 18 years.

Paul supports brokers in the South West, helping them find solutions for their customers’ complex finance needs. Paul has 38 years’ industry experience and has worked on both the lending and broking sides of the property finance business. During his career he has worked as a corporate lending manager for both Barclays and Lloyds before moving onto the specialist buy to let lenders, primarily Paragon Mortgages and latterly Fleet Mortgages. Many in the mortgage industry will no doubt also know Paul from his 13 years as managing director of TBMC.

Gary supports brokers in the North West including Manchester, Liverpool, Preston and down to Stoke-on-Trent. He has a background in specialist lending. Gary joined Keystone from Together Money. Before that he worked at Santander.

Ellie works alongside Phillip Spacey supporting brokers in Derby and Leicester. She is an office-based BDM who also answers the broker hotline, deals with new registrations and updates brokers on the progression of their cases. This is Ellie's first BDM role. Before joining Keystone she worked in a sales role at a local estate agents. She has a Level 2 City & Guilds qualification in residential sales.

Phillip Spacey works alongside Ellie Boys supporting brokers in Derby and Leicester. He is an office-based BDM who also answers the broker hotline, deals with new registrations and updates brokers on the progression of their cases. Phillip has worked in financial services for more than five years. Before joining Keystone he was a mortgage underwriter with Halifax and prior to that he worked at Kent Reliance servicing open mortgages.

Mike works for both Keystone Property Finance and Mortgages for Business to ensure that all propositions are placed with the most appropriate lender.

Ashley works alongside Mike Freeman analysing the cases submitted to Keystone. It is Ashley's responsibility to determine whether the risks involved in offering the mortgage to a borrower are acceptable or not. Ashley joins us from Kent Reliance, where he worked as a mortgage underwriter for just over a year. Prior to this he provided support to a team of consultants at a London brokerage.

Kayleigh is responsible for overseeing the business systems and procedures for all Keystone applications along with heading up the Keystone case managers. She will ensure that your applications are processed by her team in a friendly and efficient manner.

Amy works five mornings a week, focussing solely on case management. She is responsible for processing applications and driving them through to completion in a timely and organised manner. With Amy's experience in case management, she is able to answer any questions brokers or their clients may have throughout the process.

Kelly is responsible for handling submitted cases, processing them through to completion. Kelly will ensure all cases are dealt with in a professional and efficient manner, answering any questions brokers or their clients may have along the way. Kelly is a very knowledgeable case manager with over 10 years experience working in the industry. Kelly spent five years working as a mortgage underwriter for the Halifax and just over five years working within a case management team at a local brokerage.

Morgan is responsible for handling submitted cases, and processing them through to completion. She ensures all cases are dealt with in a professional manner, answering questions from brokers and their clients. Prior to joining Keystone Morgan worked as a business administrator for a local printers.

Emily works alongside Keystone’s case managers, ensuring the day-to-day office tasks run smoothly. Responsibilities include keeping records up-to-date, taking valuation fees and general filing. After leaving school in July 2016, Emily worked in an administration role at her family run business.

Samantha focuses on case management, responsible for processing applications through to completion. Samantha will deal with all cases in a professional and efficient manner, answering any questions brokers or their clients may have along the way. Prior joining Keystone Property Finance, Samantha worked at Cabot Credit Management for just over seven years, where she undertook numerous roles across different departments.

Molly provides support to Keystone’s case management team. Responsibilities include keeping records up-to-date, inputting data and general filing. Prior to joining Keystone, Molly worked within retail and hospitality in Australia. Returning to the UK, Molly approached us looking for a career in financial services.